What are the Best Ways to Live Within Your Means?

Coping with debt has become the norm for many students and young professionals. No matter how large or small the debt, struggling with your finances seems to be expected. But here’s the thing: you don’t have to continue living in stress. No matter what stage you’re in, it’s never too late to make new habits that can positively impact your life–and your bank account.

Living within your means is an essential step that can change the course of your financial path. Ready to give it a try? Considering these three areas below will give you the support to get started.

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Can Debt Have a Positive Impact on Your Life?

What’s your biggest money burden? For many, it’s the idea of not having enough money. With bills, loans, and expenses to keep track of, debt can be a stressor that is easy to fall into and hard to get rid of. And of course, there are reasons for it.

Over the last few years, the field of money lending has developed a poor reputation. Companies giving out too many loans, coupled with a new wave of services which are designed to cost a small fortune, can lead to unwanted financial commitments. Nevertheless a tool like this is only as a good as the way you put it to use. You can effectively use lending to your advantage by achieving current goals and actively paying it off on time. These benefits below will help change your mindset towards debt, help you see the better side of lending, and plan for your future.

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Skin Care Serums 101

With new products hitting the shelves every day, getting started on a skin care journey isn’t always straightforward.

From cleansing and toning to moisturizing, modern skin care routines seem to involve endless products and steps that are hard to fit into a daily schedule. Nevertheless, finding your go-to products is worth it. With the right essentials, you can land on a routine that works best for your skin and lifestyle.

Today, we’re talking serums. These holy-grail products can make a major difference in your skin care. Want to know whether they’re right for you? Keep reading to learn more about serums and their benefits.

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3 Easy-to-Use Apps to Keep Your Finances Organized

Feel like you’re losing control of your cash? Your phone can help with that.

Whether it’s for personal or business purposes, sorting out your finances can seem like a daunting task. With day to day expenses, bills, and budgets to keep track of, managing your money often feels out of your reach. Nevertheless, keeping your accounts organized and making new goals doesn’t have to be a chore. These apps will help you organize your cash and keep stress at bay.

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Budgeting a Big Change In Your Lifestyle

Life changes can happen unexpectedly. This could be anything from an abrupt move, losing a job or switching careers, dealing with the end of a relationship, or taking care of a sudden medical condition. Each of these situations can impact your financial situation, but you can learn to deal with the change in the right way.

Budgeting and managing your finances will help you transition into a new lifestyle–with less stress. You can take charge and plan ahead to avoid unwanted debt and expenses in the future.

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3 Ways to Be More Financially Confident

We all want to be confident. From faith to relationships to everyday life, having a sense of confidence propels us to live the purpose we were created for with boldness. But if there’s one area that can be challenging to gain that security, it’s finances.

Whether you’re in college or tackling the post-grad world, these early stages of adulthood are the best times to organize your financial life! Like confidence, financial peace is a process. However, if we want to improve our relationship with money, we must learn to approach finances with the right mindset.

By adjusting our perspective and making small steps, we can easily build money confidence. Money confidence is having a healthy, realistic outlook on your finances and the knowledge and tools to handle them wisely. With time, we will find freedom from fear and build smart habits that can change our lives.

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Day 14: I am your strength | Love Letters

Strength:

  1. Physical power and energy.
  2. The emotional or mental qualities necessary in dealing with situations or events that are distressing or difficult.
  3. A good or beneficial quality or attribute of a person or thing.

I know I’m not the only one who is completely lazy when it comes to charging my phone. A typical day involves me waiting until my battery hits 1% then scrambling to plug in my charger before my phone dies. Throughout the day, I notice my phone battery is draining over time, but I don’t make the effort to recharge it until the very last minute.

This seems silly (and inconvenient), yet we do it all the time!

We often act the same way when it comes to reaching out to God. We go about our everyday lives, using our power, our strength, our insight–then all of a sudden, we find ourselves running low. But before the crash–hopefully–we then remember God is there.

Before this realization happens, there’s usually damage that has been done. Stress, fatigue, doubt, worry, anger, and confusion. These emotions are the result of relying on yourself as your power source. These are the negative emotions that lead to rash decisions, mistakes, consequences, and eventually wanting to quit after all that you’ve experienced.

God’s love for you means He will help you endure. 1 Corinthians 16:13 (NKJV) instructs us, “Watch, stand fast in the faith, be brave, be strong.” This verse doesn’t just tell us to be brave and be strong–it tells us to stand somewhere. In our faith. Ephesians 6:10 reminds us to be strong in the Lord and mighty in His power. We’re not told to simply be strong and mighty–we’re told strength is found in God and might in His power. Isaiah 26:4 tells us to trust in the Lord forever, for “in the Lord Jehovah is everlasting strength.”

This power we receive from God is in God–not just from Him. This means we find it by being plugged into Him. Similar to connecting a phone to a power source, we must connect ourselves to God to receive this power. When you unplug the phone, your device is no longer connected its the power source, and it will stop charging. When we unplug ourselves from God, we are no longer connected to our source, and we will no longer receive His power.

The beauty of relying on God is that His strength is unending. He doesn’t run out of strength, and He wants you to understand this. In Jeremiah 32:27 (NIV), He says, “I am the LORD, the God of all mankind. Is anything too hard for me?” In His Word, God reminds us that He is capable. Nothing can overtake Him. We need to get used to saying, I can’t. God can.

God can take you through it!

You don’t need to sustain your faith alone. You don’t need to maintain anything or anyone on your own. You can’t care for yourself by yourself.

Don’t inconvenience yourself by waiting to trust in God. Power is found in the Lord to cover you in every area. Your physical power and energy. Your emotional and mental ability to overcome hardship. Your helpful qualities and skills. God gives you strength, He develops your strengths, and He sustains your strengths.

Now is the time to partner with God in your life. The love you need is found in Him. God’s love for you is here today. Give your heart to Him, and let Him write an amazing story of your life. Rest in His promises. Know that He has more for you. He will meet your needs. He will secure you now and for eternity in heaven. With Him, you can accomplish more than you can ever accomplish on your own.

“But those who hope in the LORD will renew their strength. They will soar on wings like eagles; they will run and not grow weary, they will walk and not be faint.” (Isaiah 40:31 NIV)

Love Letter 14

14 days of learning God’s love. Learn about the Love Letters here.

Read Day 13

Special Note: Thank you so much for joining me in the Love Letters series. Over these last two weeks, I’ve been challenged and pushed every day as I studied the Word to write these daily posts. I hope you’ve been encouraged and have learned about God’s love and purpose for you. I encourage you to revisit any letters for encouragement whenever you need it, and share them with others. Most importantly, go deeper. Seek God for yourself. Open the Bible, communicate with Him in prayer, and allow Him to lead you to discover His unique plan for your life. Let me know your thoughts on the series below!

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Day 13: I enjoy spending time with you | Love Letters

Re·la·tion·ship: The condition or fact of being related; a connection, association, or involvement.

[Source]

Relationship requires investment.

When you want to build new relationships with people, you make time for them. Conversations over texts and calls. Time spent together. You ask questions, you share details about your life. Eventually, you’ve gotten to know them well and have developed a closeness with them.

The same thing goes when you want to deepen an existing relationship with people you already know. You make the time, you show up, you involve yourself in their lives. You connect. You associate yourself with them.

Our relationship with God takes on a similar process. When you decide to follow the Lord, you are able to build a relationship with Him that can grow and get even better over time. You involve yourself with Him. You connect with Him. You associate yourself with Him.

Like a friendship, you must invest in your relationship with God if you want to develop it. When you care about someone, you sacrifice for that individual. If you want God in your life, you sacrifice to make time for Him and to get to know Him.

Did you know that God rejoices in spending time with you? He absolutely loves it!

As a loving father cares for his child, God sees you as His child whom He loves deeply. He wants to have a real relationship with you.

The Bible talks of a God who takes delight in His people. Zephaniah 3:17 (ESV) states, “The Lord your God is in your midst, a mighty one who will save; he will rejoice over you with gladness; he will quiet you by his love; he will exult over you with loud singing.”

Psalm 147:11 (ESV) says, “But the Lord takes pleasure in those who fear him, in those who hope in his steadfast love.” Fear in this passage does not mean to be afraid; we’re not meant to simply be afraid of God. Rather, it means to have reverence for or to respect. In other words, God notices those who have reverence for Him–those who acknowledge Him for who He is–and He honors those people!

Genesis 1:27 mentions that God created humankind in His image. This means that we were created to have an association with Him. We are meant be in relationship with our Creator. We are made to bear His image, or represent Him well–to show who He is and the attributes of His love. The only way we can reflect this image is if we know what it looks like. And so, in order to know our true identity, we must know God, the One who knows who we’re made to be!

Our hearts yearn for something greater that cannot be found on this earth. And God yearns for you, too. James 4:8 says if we draw near to God, He will draw near to us. He is available, but He does not force. He is near, but He does not push Himself. He waits patiently. And when you come, He will come.

Do you ever feel neglected when a friend doesn’t show up for you? Or forgotten when someone doesn’t reach out to you? God gets it. He understands how you feel, and He has compassion towards you: “The LORD is like a father to his children, tender and compassionate to those who fear him” (Psalms 103:13 NLT). He also notices when you don’t reach out to Him, too.

Revelation 3:20 mentions that God is calling out for you. When you answer, He will “eat with,” or fellowship with, you.

A relationship with God cannot be built through someone else. For example, just because your parents have a relationship with Him, doesn’t mean you have it, too. God is acquainted with them already, and He wants to get to know you. Consider this: if your friend is friends with someone else, it doesn’t make you friends with that same person (even if you know a little or a lot about them). You must take the initiative to get to know that person for yourself.

It’s never too late to build or rebuild a relationship with God. Study His Word–get to know what He says and who He is. How He sees you, what He wants you to know. Talk to Him, reach out to Him. Even if you can’t find words, you can sit in silence and ask for the comfort of His presence.

Behold, I stand at the door and knock. If anyone hears my voice and opens the door, I will come in to him and eat with him, and he with me. (Revelation 3:20 ESV)

Love Letter 13

14 days of learning God’s love. Learn about the Love Letters here.

Read Day 12
Read Day 14

 

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